Outpatient Services Maximum
The total amount your plan pays for outpatient services is $5,000 each calendar year. If you select the $250,000 annual maximum option, you can increase this limit to $10,000. Expenses applied toward the outpatient services maximum will also be applied to, and reduce, the annual maximum.
Preventive Care and Physician Services
All Annual Max plans include coverage for in-network preventive care, including office visits, child immunizations and preventive lab work and X-rays. You're also covered for other important services, such as office visits for illness and injury and emergency services.
Waiting periods, limitations and exclusions apply.
Life Insurance Coverage Options
A life insurance rider for $20,000 is available to be purchased with your HumanaOne health plan.
If you would like to purchase a separate term life insurance policy from $25,000 to $150,000 along with your HumanaOne health plan, you must apply over the phone.
• Learn more about our life insurance coverage options.
Supplemental Accident Benefit
What if you had a minor accident that doesn't cost a lot? It's still a long way to go before meeting your deductible. With this benefit you're covered right away - up to $1,000 per incident.
Optional benefits available at an additional cost. For additional details, including waiting periods, limitations and exclusions please review the summary of benefits.
Important information regarding Annual Max plans:
The HumanaOne Annual Max plan has calendar year policy limits for all covered services, for outpatient services, and for pharmacy services (where applicable). Expenses applied to the outpatient and pharmacy calendar year limits will also be applied to the all covered services calendar year limit. Any costs incurred for services above the calendar year limits are the member's responsibility. Humana has other plans available that do not have calendar year limits, see your state-specific benefit summary for details.
Important information regarding this association-based plan:
The Association, Peoples' Benefit Alliance, is a membership organization that provides educational information and discounts on goods and services to its members. In order to be eligible to apply for this health insurance coverage, membership in the Association is required.
