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Affordability: Healthcare Cost

Finding an affordable health insurance plan from a reliable health insurance company is important - especially as the cost of healthcare continues to rise. We have a range of affordable health insurance plans, so you can find one just right for your lifestyle and budget. HumanaOnehealthcare plans are designed to not just answer your insurance coverage needs, but to help you minimize costs.

Affordable health insurance options

HumanaOne plan options include:

  • A wide variety of deductible options, including high-deductible health insurance plans that keep premiums low
  • Health Savings Account (HSA) qualified plans, which allow you to save money for health expenses tax-free1
  • Annual max plans, which have calendar-year dollar limits, or caps, that keep premiums affordable2
  • Short-term insurance plans designed for individuals who only need temporary coverage and want affordable health insurance premiums2,3

Insurance plan features designed to help reduce your healthcare costs

As a HumanaOne member, you'll enjoy:

  • Negotiated rates within Humana's ChoiceCare® network of more than 544,000 medical providers, 4,000 hospitals, and 60,000 pharmacies
  • Ability to customize many of our health insurance plans with optional benefits at an additional cost - so you only pay for the benefits you need
  • Convenience and potential savings when you use RightSourceRx prescription home delivery by mail
  • Online tools like Physician Finder Plus and Rx Calculator that help you make informed, cost-conscious decisions
  • Access to MyHumana - and, for most plans, SmartSummary®, which offers tips for saving money on healthcare expenses
  1. Varies by state; please contact your tax advisor for tax deductibility.
  2. Available in selected states.
  3. A Short Term Medical plan is not renewable and does not cover pre-existing conditions. Short Term Medical plans offer coverage for up to six months or one year (varies by state), and the rate guarantee is not applicable for these plans.
Find the plan that fits your needs and budget today!