Compare health insurance options from Humana
*This is a general overview of HumanaOne plans and highlights only some in-network covered expenses which vary state by state and/or plan. Waiting periods, limitations, and exclusions may apply. Services provided by out-of-network providers are paid at a lower level or may not be covered. To see more details on the plan that interests you, please select the plan of your choice from the previous page and then select the Benefit Sheet tab. |
| Copay Plans | 100% After Deductible Plans | Health Savings Account Plans | ||
| What does this plan offer? | Copayments for office visits to an in-network provider | 100% coverage for most in-network services once you meet your deductible | Designed to work with an HSA to help pay for qualified medical expenses | |
| What's the deductible? | Single in-network |
$1,000 to $5,000 | $1,500 to $7,500 | $1,500 to $5,950 |
| Family in-network |
$3,000 to $15,000 | $3,000 to $22,500 | $3,000 to $11,900 | |
| After I meet my in-network medical deductible, what are my out-of-pocket costs for most covered in-network services? | We pay | 80% or 70% | 100% or 80% | 100% |
| You pay | 20% or 30% copayments may apply |
0% | 0% |
|
| Are prescriptions covered? | Yes, depending on the plan you select, you'll need to meet a separate $500, $700 or $1,000 deductible and pay applicable copayments | On select plans after meeting a separate $1,000 deductible and paying applicable copayments. | On select plans applies to medical deductible | |
| What's the lifetime maximum? | $3 or $5 million per individual | $2 or $5 million per individual | $2 or $5 million per individual | |
| Are there preventive care benefits? | Yes |
Yes |
Yes |
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| Are there any tax benefits? | No | Available on select plans | Yes | |
| Are optional benefits available? | Yes. In most states, you can add dental, life, a supplemental accident benefit and increase your lifetime maximum for an additional cost. | |||