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Compare health insurance options from Humana

 

*This is a general overview of HumanaOne plans and highlights only some in-network covered expenses which vary state by state and/or plan. Waiting periods, limitations, and exclusions may apply. Services provided by out-of-network providers are paid at a lower level or may not be covered. To see more details on the plan that interests you, please select the plan of your choice from the previous page and then select the Benefit Sheet tab.

    Copay Plans HSA Plans 100% After Deductible Plans Short Term
This plan could be ideal if you think you might need... Big benefits similar to an employer's plan Flexible coverage for your changing needs Low-cost protection with a higher deductible Temporary coverage with affordable premiums
What's the deductible? Single
in-network
$1,000 or $2,500 $1,500 to $6,000 $7,500 $500 to $5,000
Family
in-network
$2,000 or $5,000 $3,000 to $12,000 $15,000 $1,000 to $10,000
After I meet my in-network deductible, what are my out-of-pocket costs for covered in-network services? We pay 80% 100% or 80% 100% 100% or 80%
You pay 20%
copayments may apply
0% or 20%
copayments may apply
0%
copayments may apply
0% or 20%
copayments may apply
Are prescriptions covered? Yes, after meeting a separate $500 deductible and paying applicable copayments On select plans after meeting a separate $1,000 deductible and paying applicable copayments. You also have the option to lower your prescription drug deductible on select plans at an additional cost. Yes, after meeting a separate $1,000 deductible and paying applicable copayments Applies to medical deductible
What's the lifetime maximum? Unlimited Unlimited Unlimited $2 million per individual
Are there preventitive care benefits? Yes
may be subject to waiting periods
Yes
may be subject to waiting periods
Yes
may be subject to waiting periods
No, except as state mandated
Are there any tax benefits? No Available on select plans No No
Are optional benefits available? Yes. In most states, you can add dental, life, and a supplemental accident benefit for an additional cost. No