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Copay Plans |
HSA Plans |
100% After Deductible Plans |
Short Term |
| This plan could be ideal if you think you might need... |
Big benefits similar to an employer's plan |
Flexible coverage for your changing needs |
Low-cost protection with a higher deductible |
Temporary coverage with affordable premiums |
| What's the deductible? |
Single
in-network |
$1,000 or $2,500 |
$1,500 to $6,000 |
$7,500 |
$500 to $5,000 |
Family
in-network |
$2,000 or $5,000 |
$3,000 to $12,000 |
$15,000 |
$1,000 to $10,000 |
| After I meet my in-network deductible, what are my out-of-pocket costs for covered in-network services? |
We pay |
80% |
100% or 80% |
100% |
100% or 80% |
| You pay |
20% copayments may apply |
0% or 20% copayments may apply |
0% copayments may apply |
0% or 20% copayments may apply |
| Are prescriptions covered? |
Yes, after meeting a separate $500 deductible and paying applicable copayments |
On select plans after meeting a separate $1,000 deductible and paying applicable copayments. You also have the option to lower your prescription drug deductible on select plans at an additional cost. |
Yes, after meeting a separate $1,000 deductible and paying applicable copayments |
Applies to medical deductible |
| What's the lifetime maximum? |
Unlimited |
Unlimited |
Unlimited |
$2 million per individual |
| Are there preventitive care benefits? |
Yes may be subject to waiting periods |
Yes may be subject to waiting periods |
Yes may be subject to waiting periods |
No, except as state mandated |
| Are there any tax benefits? |
No |
Available on select plans |
No |
No |
| Are optional benefits available? |
Yes. In most states, you can add dental, life, and a supplemental accident benefit for an additional cost. |
No |