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|
Copay Plans |
100% After Deductible Plans |
Health Savings Account Plans |
Short Term |
| What does this plan offer? |
Copayments for office visits to an in-network provider |
100% coverage for most in-network services once you meet your deductible |
Designed to work with an HSA to help pay for qualified medical expenses |
Temporary coverage with affordable premiums |
| What's the deductible? |
Single
in-network |
$1,000 to $5,000 |
$1,500 to $7,500 |
$1,500 to $5,950 |
$500 to $5,000 |
Family
in-network |
$3,000 to $15,000 |
$3,000 to $22,500 |
$3,000 to $11,900 |
$1,000 to $10,000 |
| After I meet my in-network deductible, what are my out-of-pocket costs for covered in-network services? |
We pay |
80% or 70% |
100% |
100% |
100% or 80% |
| You pay |
20% or 30%
copayments may apply |
0% |
0%
|
0% or 20% copayments may apply |
| Are prescriptions covered? |
Yes, depending on the plan you select, you'll need to meet a separate $500, $700 or $1,000 deductible and pay applicable copayments |
On select plans after meeting a separate $1,000 deductible and paying applicable copayments. |
On select plans applies to medical deductible |
Applies to medical deductible |
| What's the lifetime maximum? |
Unlimited |
Unlimited |
Unlimited |
$2 million per individual |
| Are there preventitive care benefits? |
Yes, covered 100% at an in-network provider |
Yes, covered 100% at an in-network provider |
Yes, covered 100% at an in-network provider |
No, except as state mandated |
| Are there any tax benefits? |
No |
Available on select plans |
Yes |
No |
| Are optional benefits available? |
Yes. In most states, you can add dental, life, and a supplemental accident benefit for an additional cost. |
No |