Compare health insurance options from Humana

*This is a general overview of HumanaOne plans and highlights only some in-network covered expenses which vary state by state and/or plan. Waiting periods, limitations, and exclusions may apply. Services provided by out-of-network providers are paid at a lower level or may not be covered. To see more details on the plan that interests you, please select the plan of your choice from the previous page and then select the Benefit Sheet tab.

		Portrait	Autograph	Monogram	Annual Max This plan includes limits¹	Short Term
This plan could be ideal if you think you might need...		Big benefits similar to an employer's plan	Flexible coverage for your changing needs	Low-cost protection with a higher deductible	Low-cost coverage with additional calendar year limits, or "caps"	Temporary coverage with affordable premiums
What's the deductible?	Single in-network	$1,000 or $2,500	$1,500 to $6,000	$7,500	$1,000 to $3,000	$500 to $5,000
What's the deductible?	Family in-network	$2,000 or $5,000	$3,000 to $12,000	$15,000	$3,000 to $9,000	$1,000 to $10,000
After I meet my in-network deductible, what are my out-of-pocket costs for covered in-network services?	We pay	80%	100% or 80%	100%	75% or 50%	100% or 80%
	You pay	20% copayments may apply	0% or 20% copayments may apply	0% copayments may apply	25% or 50% copayments may apply	0% or 20% copayments may apply
Are prescriptions covered?		Yes, after meeting a separate $500 deductible and paying applicable copayments	On select plans after meeting a separate $1,000 deductible and paying applicable copayments. You also have the option to lower your prescription drug deductible on select plans at an additional cost.	Yes, after meeting a separate $1,000 deductible and paying applicable copayments	On select plans up to $2,500 per calendar year, after meeting a $500 prescription deductible and paying applicable copayments	Applies to medical deductible
What's the lifetime maximum?		$5 million per individual	up to $5 million per individual	$2 million per individual	$2 million per individual	$2 million per individual
Are there preventitive care benefits?		Yes may be subject to waiting periods	Yes may be subject to waiting periods	Yes may be subject to waiting periods	Yes may be subject to waiting periods	No, except as state mandated
Are there any tax benefits?		No	Available on select plans	No	No	No
Are optional benefits available?		Yes. In most states, you can add dental, life, a supplemental accident benefit and increase your lifetime maximum for an additional cost.			Yes, you can add dental, life and a supplemental accident benefit for an additional cost.	No

¹The HumanaOne Annual Max plan has calendar year policy limits for all covered services, for outpatient services, and for pharmacy services (where applicable). Expenses applied to the outpatient and pharmacy calendar year limits will also be applied to the all covered services calendar year limit. Any costs incurred for services above the calendar year limits are the member's responsibility. Humana has other plans available that do not have calendar year limits, see your state-specific benefit summary for details.