Plans available in Illinois
 


HumanaOne Short Term Medical Plan

This plan is designed for people who need health insurance for a short period of time, so it could be the kind of affordable coverage you're looking for right now. If you're a student about to graduate (and no longer eligible under your parents' plan), waiting for Medicare coverage, a seasonal or temporary worker, recently unemployed, or starting a new job, short term coverage is a great option. HumanaOne's Short Term plan could also be a less expensive alternative to COBRA.

Please note: Selecting a Short Term Medical plan waives your eligibility for the federal subsidy and may waive your eligibility for guarantee issue plans, commonly referred to as HIPAA plans.



Plan features include:

  • It's easy to apply and if you're eligible, coverage can start the day after you apply
  • Coverage periods range from 30 days up to one year.
  • A range of deductibles are available, which means you can find a plan that fits your budget.
  • These PPO plans are backed by Humana's large network of doctors, hospitals and pharmacies. And, our network may have discounts that result in greater savings for you




Basic Coverage Options

Deductibles

    The annual deductible for in-network single coverage ranges from $500 to $5,000. ($1,000 to $10,000 for in-network family coverage).

Coinsurance

    With a HumanaOne Short Term Medical plan, once you have met your deductible, Humana will pay 80 or 100 percent of most covered in-network services, depending on the plan you choose.

Prescription Coverage

    Your prescription costs count toward your deductible, which can help you reach your deductible faster. And once you’ve met your deductible, the plan will pay 80 or 100 percent of covered prescriptions (depending on the plan you choose).

This plan has limited benefits. Limitations and exclusions apply.

 

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