View these other HumanaOne Autograph plans
Autograph Total Plus Rx HSA | Autograph Total HSA
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Annual Deductible
(1), (2) |
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| Maximum Out-of-Pocket Expense Limit (1), (2) |
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| Lifetime Maximum Benefit |
$5,000,000 per covered person |
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| Preventive Care |
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| Physician Services (2), (12), (13) |
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| Hospital Services |
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| Prescription Drugs (6) |
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| Other Medical Services |
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| Mental Health (includes mental disorders, alcohol and chemical dependence) |
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| Optional Benefits (9) |
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| Optional Dental Benefits (with teeth whitening) (12) |
You can choose any dentist, but you can save up to 30 percent on out-of-pocket costs when you visit one of the more than 75,000 dentist locations in the PPO network. You can find a dentist by visiting www.humana.com.
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This document contains a general summary of benefits, exclusions and limitations. Please refer to the policy for the actual terms and conditions that apply. In the event there are discrepancies with the information given in this document, the terms and conditions of the policy will govern.
To be covered, expenses must be medically necessary and specified as covered. Please see your policy for more information on medical necessity and other specific plan benefits.
(1) When you obtain care from nonparticipating providers:
- 50 percent of your payment toward the deductible is credited to the deductible for participating providers.
- 50 percent of your out-of-pocket costs are credited to the out-of-pocket maximum for participating providers.
Once you meet your deductible and out-of-pocket expense limits, the plan pays 100 percent for covered services.
(2) Copayments do not apply to the deductible or out-of-pocket maximum. The medical out-of-pocket maximum does not apply to prescription drugs or mental health services.
(3) Two family members must meet their individual deductible.
(4) $300 of covered expenses per person per calendar year, subject to applicable coinsurance.
(5) Age and/or frequency limits apply.
(6) If a nonparticipating pharmacy is used you must pay 100 percent of the actual charges and file a claim with Humana for reimbursement.
(7) Prior authorization required in order to be eligible for these benefits.
(8) Counseling for the hospice patient and immediate family is limited to 15 visits per family per lifetime. Medical Social Services limited to $100 per family per lifetime.
(9) These benefits are optional and can be added to your plan for an additional cost. Optional benefits may not be available in all areas.
(10) This benefit does not cover MRI, CAT, EEG, EKG, ECG, cardiac catheterization or pulmonary function studies.
(11) This is not a complete disclosure of plan qualifications and limitations. Waiting periods apply: six months on basic services and teeth whitening, 12 months on major services. Please review the specific Dental Limitations & Exclusions before applying for coverage.
(12) Primary care physicians include family practitioner, general practitioner, gynecologist, pediatrician or internist; specialist contains any other participating physician. Please contact Customer Service for details.
(13) Does not apply to preventive/routine care.
To view Medical Limitations and Exclusions or Dental Limitations and Exclusions please download a summary of plan benefits.
Payments -
Participating providers agree to accept amounts negotiated with Humana as payment in full. The member is responsible for any required deductible, coinsurance, or other copayments. Plan benefits paid to nonparticipating providers are based on maximum allowable fees, as defined in your policy.Participating primary care and specialist physicians and other providers in Humana’s networks are not the agents, employees or partners of Humana or any of its affiliates or subsidiaries. They are independent contractors. Humana is not a provider of medical services. Humana does not endorse or control the clinical judgement or treatment recommendations made by the physicians or other providers listed in network directories or otherwise selected by you.