Why Choose HumanaOne
 
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Introducing HumanaOne® Portrait™ … the personal health plan with concierge-level service and benefits you’d expect from big employers.

  • A valued addition to your overall financial plan
  • Pays benefits for covered hospital inpatient and outpatient services, emergency room care, preventive care, and even prescription drugs
  • Extensive PPO network which more than likely includes the doctors, hospitals and pharmacies you now use




Basic Coverage Options

Deductibles

    HumanaOne Portrait personal health plan offers benefits like those you'd expect from big companies. There's a low $1,000 or $2,500 annual deductible for in-network single coverage, and a $2,000 or $5,000 deductible for in-network family coverage.

Coinsurance

    Once you've met your annual deductible, HumanaOne Portrait shares the cost of medical care with you. This plan pays 80 percent for most covered in-network medical services and you pay just 20 percent.

Office Visit Copayment

    Every in-network office visit for covered illness and injury is paid at 100 percent after your copayment.

Prescription Coverage

    Copayments as low as $15 for common prescriptions. Certain drug levels require meeting a separate prescription deductible.

Waiting periods, limitations and exclusions apply.

 

Optional Benefits

Dental Traditional Plus

Lifetime Maximum

    Extend your coverage and get the added protection you need with the $8 million lifetime maximum option.

Zero Deductible Prescription Benefit

    Your pharmacy benefits will begin immediately when you choose our zero dollar deductible pharmacy option.

Life Insurance Coverage Options

    A life insurance rider for $20,000 is available to be purchased with your HumanaOne health plan.

    If you would like to purchase a separate life insurance policy from $25,000 to $150,000 along with your HumanaOne health plan, you must apply over the phone.

    • Learn more about our life insurance coverage options.

Supplemental Accident Benefit

    What if you had a minor accident that doesn't cost a lot? It's still a long way to go before meeting your deductible. With this benefit you're covered right away--up to $1000 per incident.

Optional benefits available at an additional cost.

 

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