North Carolina health plans with 100% After Deductible health coverage

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North Carolina 100% After Deductible Plans

If you want a health plan that pays 100% for most covered in-network expenses after the deductible is met – and offers a variety of deductible choices – consider a HumanaOne 100% After Deductible plan. This group includes plans that are compatible with a Health Savings Account (HSA), as well as other options.

These types of plan may be a good fit for you if:

You prefer a plan that covers most of your medical costs after the deductible: With this plan, once you meet the annual deductible, the plan pays most covered in-network medical services at 100%.
You want the widest choice of deductible options: Individual in-network deductibles range from $1,500 to $7,500. Family in-network deductibles range from $3,000 to $22,500.

In North Carolina, 100% After Deductible plan options include:

Monogram

Lower-cost, high-deductible plan with Rx coverage

Annual medical deductible (per covered person): $7,500
For family coverage, once two family members meet their individual deductibles, the family deductible will be met for all other family members
Illness/injury doctor's office visits, inpatient hospital, and outpatient hospital services are paid at 100% after deductible for most covered medical expenses, when you use an in-network provider
Preventive care services covered at 100%, when you use an in-network provider
Includes prescription coverage

Autograph Total Plus Rx/HSA

HSA-qualified plan with lower deductible options, plus Rx coverage

Individual coverage annual deductible options (combined medical/prescription): $1,500 | $2,500 | $3,500 | $5,000
Family coverage annual deductible options (combined medical/prescription): $3,000 | $5,000 | $7,000 | $10,000
For family coverage, all covered members' covered expenses apply to the family deductible; for example, if the covered expenses for one member are enough to meet the family deductible, the rest of the family doesn't need to meet an individual deductible
Illness/injury doctor's office visits, inpatient hospital, and outpatient hospital services are paid at 100% after deductible for most covered medical expenses, when you use an in-network provider
Preventive care services covered at 100%, when you use an in-network provider
Includes prescription coverage

Autograph Total HSA

HSA-qualified plan with higher deductible options

Individual coverage annual medical deductible options: $2,000 | $3,000 | $4,000 | $5,200
Family coverage annual medical deductible options: $4,000 | $6,000 | $8,000 | $10,400
For family coverage, all covered members' covered expenses apply to the family deductible; for example, if the covered expenses for one member are enough to meet the family deductible, the rest of the family doesn't need to meet an individual deductible
Illness/injury doctor's office visits, inpatient hospital, and outpatient hospital services are paid at 100% after deductible for most covered medical expenses, when you use and in-network provider
Preventive care services covered at 100%, when you use an in-network provider
Does not include prescription coverage

Note: The benefits listed above are for covered expenses for in-network providers only. Other out-of-pocket costs may apply, such as access fees or copayments. Services provided by out-of-network providers are processed at a lower level or may not be covered. Other deductibles may apply, including but not limited to prescription drug, mental health, and condition-specific deductibles. For details about out-of-network coverage, limitations, and exclusions, view the plans' Summary of Benefits.

Insured by Humana Insurance Company, Humana Health Plan, Inc., Humana Health Insurance Company of Florida, Inc., Humana Health Benefit Plan of Louisiana, Inc., HumanaDental Insurance Company, or The Dental Concern, Inc.,or offered by Humana Employers Health Plan of Georgia,Inc.,or Humana Medical Plan,Inc.

For Arizona residents: Insured by Humana Insurance Company or HumanaDental Insurance Company. For Texas residents: Insured by Humana Insurance Company or HumanaDental Insurance Company or DentiCare Inc. For Mississippi residents: Insured by Humana Insurance Company or HumanaDental Insurance Company or CompBenefits Insurance Company.