Critical Illness Cash Plan
A serious illness doesn’t have to be financially devastating – if you’re prepared
This critical illness insurance provides benefits for many critical conditions that can affect your family physically, emotionally, and financially.
Coverage options for Critical Illness Cash Plan
Your policy options may include (1) Vascular Only, (2) Cancer Only, or (3) Vascular, Cancer, and Other Illnesses. Here’s what's included in those categories:
Details about the optional Return of Premium
If you want even more financial security, consider the optional Return of Premium (ROP) rider available with this critical illness insurance. With this benefit, if you continue to pay your premiums (with no lapse in coverage) and don’t file a claim, you’ll receive a full refund of all premiums paid every 20 years up to age 70. See the Frequently Asked Questions for more details.Get a Quote » View Frequently Asked Questions >
Critical Illness Cash Plan is Kanawha Insurance Company policy Form 70620 and optional rider policy Form 70622. Benefits reduce to 50% after age 70. The benefits and riders offered are supplemental and not intended to cover all medical expenses. Covered cancer means first diagnosis and doesn't include skin cancer other than malignant melanoma. Please see actual policy for complete details. No benefit is payable for a pre-existing condition within the first 12 months of policy issuance.
"Sure, our family has health insurance. But if one of us has a serious illness like a heart attack, there will still be bills to pay – and perhaps one less income for our family.
"That's why we purchased critical illness insurance from HumanaOne. The $50,000 cash payment can help to replace lost income and cover healthcare costs our insurance doesn't pay. It makes me feel better to know our family will be able to breathe easier during a difficult time."
Ben's story is a fictional example meant to illustrate the value of the Critical Illness Cash Plan. Actual dollar amounts vary depending on insurance coverage and services used.