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Value 100% Plan

Lower-cost, high-deductible plan with Rx coverage

  • Annual medical deductible options (per covered member): $5,000 | $7,500 | $10,000
  • For family coverage, once three family members meet their individual deductibles, the family deductible will be met for all other family members
  • Diagnostic illness/injury doctor's office visits, inpatient hospital, and outpatient hospital services are paid at 100% after deductible for most covered medical expenses, when you use an in-network provider
  • Preventive care services covered at 100%, when you use an in-network provider
  • Includes prescription coverage

In some states, to be eligible to apply for this plan a membership in the Association, Peoples' Benefit Alliance is required at an additional cost. For more information, or to see if this applies in your state, view our Association FAQs.

Enhanced HSA 100% Plan

HSA-qualified plan with Rx coverage

  • Individual coverage annual deductible options (combined medical/prescription): $1,500 | $2,500 | $3,500 | $5,000 | $5,950
  • Family coverage annual deductible options (combined medical/prescription): $3,000 | $5,000 | $7,000 | $10,000 | $11,900
  • For family coverage, all covered members' covered expenses apply to the family deductible; for example, if the expenses for one member are enough to meet the family deductible, the rest of the family doesn't need to meet an individual deductible
  • In-network illness/injury doctor's office visits, inpatient hospital, and outpatient hospital services are paid at 100% after deductible for most covered medical expenses
  • Includes prescription coverage

In some states, to be eligible to apply for this plan a membership in the Association, Peoples' Benefit Alliance is required at an additional cost. For more information, or to see if this applies in your state, view our Association FAQs.

HSA 100% Plan

HSA-qualified plan

  • Individual coverage annual medical deductible options: $1,500 | $2,500 | $3,500 | $5,000 | $5,950
  • Family coverage annual medical deductible options: $3,000 | $5,000 | $7,000 | $10,000 | $11,900
  • For family coverage, all covered members' covered expenses apply to the family deductible; for example, if the expenses for one member are enough to meet the family deductible, the rest of the family doesn't need to meet an individual deductible
  • Diagnostic illness/injury doctor's office visits, inpatient hospital, and outpatient hospital services are paid at 100% after deductible for most covered medical expenses, when you use an in-network provider
  • Preventive care services covered at 100%, when you use an in-network provider
  • Does not include prescription coverage

In some states, to be eligible to apply for this plan a membership in the Association, Peoples' Benefit Alliance is required at an additional cost. For more information, or to see if this applies in your state, view our Association FAQs.

Note: The benefits listed above are for covered expenses for in-network providers only. Other out-of-pocket costs may apply, such as access fees or copayments. Services provided by out-of-network providers are processed at a lower level or may not be covered. Other deductibles may apply, including but not limited to prescription drug, mental health, and condition-specific deductibles. For details about out-of-network coverage, limitations, and exclusions, view the plans' Summary of Benefits.

Find the plan that fits your needs and budget today!